Your Retirement. Your Plan. Your Freedom.
Simple. Optimized. Stress-Tested. Confirmed.
Find out when you can retire, how much you can spend, and what you can do to make your money last.
Free Retirement Planning
Customized plan including pensions, optional spouse, multiple retirement stages, optimized for USA and Canada.
Personalized and Insightful
Control inflation and investment growth, manage home assets, view and download tables and charts. Run Monte Carlo simulations.
Maximize After-Tax Income
Optimize your retirement withdrawals, minimize taxes, joint filing (USA), income splitting (Canada).
Key Features
Built for United States & Canada
Designed to support both Americans and Canadians natively. Income channels, regional tax bands, and withdrawal rules are matched to your home country.
Customizable Income
Map out defined-benefit corporate pensions, state options, registered accounts, tax-free instruments, standard non-registered portfolios, and capital windfalls.
Tax Minimization
Run deep state or provincial calculations automatically. Includes automated joint-filing logic and income-splitting modules to maximize take-home wealth.
Use it for free!
Homes & Rental Properties
Integrate primary residences, project future downsizes, model rental properties, account for incoming rental streams, and capture eventual capital gains taxes cleanly.
Visualize Data Flows
Track your projections instantly through custom interactive charts. Review underlying structural raw numbers inside structured spreadsheets built for immediate download.
Stress-Test What-Ifs
Protect your strategy against systemic layout surprises like hyperinflation spikes, weak asset cycles, divorce shifts, or family inheritance changes. Start planning today.