About Retirementize
Retirement planning built around real life.
What is Retirementize?
Retirementize is a retirement planning platform designed to help you understand how your income, spending, investments, pensions, taxes, housing, and major life decisions can work together throughout retirement.
Retirement is rarely just a question of how much money you have saved. Retirementize brings the important pieces together so you can explore different possibilities and see how changes to your plan may affect your future.
A Different Approach to Retirement Planning
Many retirement calculators focus primarily on a savings balance and a projected withdrawal rate.
Retirementize takes a broader approach.
You can build a detailed retirement plan that incorporates the different sources of income, expenses, assets, taxes, and decisions that can shape your retirement.
Income & Spending
Model retirement income, spending, inflation, and changing expenses throughout retirement.
Investments & Pensions
Incorporate investment accounts, employer pensions, government benefits, and other sources of retirement income.
Taxes & Withdrawals
Explore taxes, withdrawal strategies, and the effect of different income sources on your retirement plan.
Housing & Property
Include your home, mortgage decisions, rental properties, downsizing, and other major housing decisions.
What-If Scenarios
Change assumptions and explore how different retirement decisions could affect your projected results.
Monte Carlo Analysis
Stress-test your retirement plan against a range of potential investment and longevity outcomes.
Built for People Who Want to Understand Their Plan
Retirementize was created around a simple idea: retirement planning should be accessible to people who want to understand and manage their own financial future.
Professional financial planning software can incorporate sophisticated retirement projections, tax considerations, income strategies, and scenario analysis, but many of these tools are designed primarily for financial professionals.
Retirementize brings many of these concepts into a platform that individuals can use themselves.
You can experiment with different assumptions, compare scenarios, and see how changes to your retirement plan affect your projected results.
Explore the "What If?"
One of the most important parts of retirement planning is recognizing that the future will not follow a single plan.
Retirementize lets you explore these types of questions without having to rebuild your entire retirement plan each time.
Retirement Planning for Canada and the United States
Retirement planning can look very different depending on where you live.
Retirementize supports retirement planning considerations for both Canadian and U.S. users, including major government retirement programs and common registered investment accounts.
The platform is designed to help users model their own circumstances rather than assume that one retirement strategy works for everyone.
Accessible Retirement Planning
Retirementize offers a free retirement planning experience so that people can begin exploring their retirement without having to purchase expensive financial planning software.
For users who want additional planning capabilities, the Insights plan provides expanded access to advanced features and analysis.
The platform is supported through a combination of advertising and optional subscription services.
Information to Help You Make Your Own Decisions
Retirementize is designed as a planning and analysis tool, not as a replacement for professional financial, tax, or legal advice.
Financial projections are only as useful as the assumptions behind them. Investment returns, inflation, taxes, longevity, spending, and other factors are uncertain.
That's why Retirementize is designed to let you change assumptions, explore alternatives, and understand how sensitive your retirement plan may be to different outcomes.
Ready to Explore Your Retirement Plan?
Build your retirement plan, test different scenarios, and explore what your future could look like.
Create Your PlanImportant Information
Retirementize is an educational and financial planning analysis tool. It does not provide personalized financial, investment, tax, accounting, or legal advice.
Results are projections based on information and assumptions entered by the user and should not be considered a guarantee of future results.
